Edumarz

Distinguish between a debenture and a share. Why debenture is known as loan capital? Explain.

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Kishore V, SME and ACW at Edumarz

  • Interest is paid on the main amount of the debenture, just like it is on the owner’s capital
  • The interest paid is considered a business cost and is deductible under the Income Tax Act. 
  • Because debentures are redeemable over a lengthy period of time, they are also known as loan capital.

Shares

Debentures

What does it mean?

The company’s capital is represented through shares.

Debentures are the company’s borrowed funds.

Holder

Shareholders are individuals who possess shares in a company.

The person who owns the Debentures is known as the Debenture Holder.

Status

Owners.

Creditors

Mode or return

Dividends are paid to shareholders.

Debenture holders, on the other hand, get interest.

Payment of return

Profits made by the firm can be used to pay dividends to shareholders.

Regardless of whether the firm makes a profit, interest can be paid to debenture holders.

Voting rights

Shareholders have the ability to vote.

Debenture holders do not have the ability to vote.

Conversion

Debentures cannot be converted from shares.

Debentures, on the other hand, maybe simply changed into shares.

Trust Deed

In the shares, there is no trust deed.

A trust deed must be executed before the debentures are distributed to the public.



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