The suggestion made by Kiran that the insect suffered a greater change in momentum as compared to the change in momentum of the motor car is wrong.
The suggestion made by Akhtar that the motor car exerted a larger force on the insect because of large velocity of motor car is also wrong. The explanation put forward by Rahul is correct. On collision of insect with motor car, both experience the same force as action and reaction are always equal and opposite. Further, changes in their momenta are also the same. Only the signs of changes in moment are opposite, i.e., changes in momenta of the two occur in opposite directions, though magnitude of change in momentum of each is the same